The Enclave on Smith Lake

What to compare in The Enclave

Compare the home’s space and finish with its practical needs: parking, storage, utility arrangements, and access to the lake. Request the current association and restriction documents for the property you are evaluating.

Your neighborhood questions, answered

Document summaries describe the sources reviewed. Confirm current amendments, fees and the rules for your exact lot.

Declaration executed June 10, 2026; recorded June 11, 2026, Cullman County MISC Book 415, page 244, instrument 405906. It references Plat Book 2026, page 22; exact-lot inclusion and later amendments need review.

Is there an HOA, and what does it cost?

Not verified

The current HOA or association arrangement, annual dues and any special assessments or review fees have not been verified for this property.

What neighborhood amenities are available?

Not verified

Current shared amenities and the offered lot’s rights to use them have not been verified. Confirm any park, playground, pool, clubhouse, ramp or other facility in writing.

What size home can I build?

Document summary

The 2026 copy specifies a 2,000-square-foot home with a 1,500-square-foot footprint excluding the garage. It does not label that figure as heated/cooled area; confirm the exact plans and lot.

The Enclave recorded declaration · Instrument 405906, MISC Book 415, p. 245, section 3 · PDF page 2

What styles and plans need approval?

Document summary

ACC approval precedes improvements, including landscaping and docks. One shop building per lot is subject to ACC approval.

The Enclave recorded declaration · Instrument 405906, MISC Book 415, p. 245, sections 4 and 6 · PDF page 2

Are manufactured or mobile homes allowed?

Confirm current terms

The reviewed copy excludes mobile homes and barndominiums. Confirm the classification of any proposed manufactured or other factory-built home against the current documents rather than treating these terms as interchangeable.

The Enclave recorded declaration · Instrument 405906, MISC Book 415, p. 245, section 5 · PDF page 2

Can I keep or stay in an RV or camper?

Document summary

The copy prohibits sleeping in an RV and requires an enclosed garage for RV storage beyond 72 hours. Confirm later amendments and any additional current operating rules.

The Enclave recorded declaration · Instrument 405906, MISC Book 415, p. 245, section 5 · PDF page 2

When must construction start?

Not verified

A deadline to begin construction after buying the lot has not been verified.

When must construction finish?

Not verified

A deadline to finish construction after work begins has not been verified.

Can I rent through Airbnb or VRBO?

Confirm current terms

Current rental terms and Airbnb or VRBO eligibility have not been verified. The declaration’s commercial-use restriction does not establish a specific rental ruling.

The Enclave recorded declaration · Instrument 405906, MISC Book 415, p. 244, sections 1–2 · PDF page 1

What other rules should I know?

Document summary

The copy describes one dwelling and one dock or pier per lot, no further subdivision, and tree-removal approval requirements. The dock limit does not establish a permit or dock entitlement for the offered lot.

The Enclave recorded declaration · Instrument 405906, MISC Book 415, pp. 244–246, sections 1–2 and 11 · PDF page 2

The owner-supplied recorded declaration copy was reread. No current title search, full amendment check or specific rental ruling is implied. Research checked 2026-10-31.

Neighborhood features

• The reviewed declaration identifies The Enclave at Smith Lake subdivision by its Cullman County plat reference.

  The Enclave recorded declaration · 405906 · MISC Book 415, p. 244; Plat Book 2026, p. 22 · PDF page 1

Building and ownership notes

The available document copies state:

• The declaration specifies residential use, one dwelling and one dock or pier per lot, and no further subdivision. It excludes commercial enterprise.

  The Enclave recorded declaration · 405906 · MISC Book 415, p. 244, §§1-2 · PDF page 1

• It sets a 2,000-square-foot home with a 1,500-square-foot footprint excluding garage, and front/side setbacks of 40/25 feet.

  The Enclave recorded declaration · 405906 · MISC Book 415, p. 245, §3 · PDF page 2

• ACC approval precedes improvements, including landscaping and docks. One shop building per lot requires ACC approval.

  The Enclave recorded declaration · 405906 · MISC Book 415, p. 245, §§4 and 6 · PDF page 2

• The copy excludes mobile homes and barndominiums, bars RV sleeping and requires an enclosed garage for RV storage beyond 72 hours.

  The Enclave recorded declaration · 405906 · MISC Book 415, p. 245, §5 · PDF page 2

• Tree removal other than fallen or diseased trees requires prior ACC approval, and the declaration restricts clear-cutting.

  The Enclave recorded declaration · 405906 · MISC Book 415, pp. 245-246, §11 · PDF page 2

Recorded document trail

• The official index confirms the recording citation of the declaration summarized here. Later amendments and exact-lot inclusion still need confirmation.

  Cullman County probate recording index · 405906 · MISC Book 415, pp. 244-247 · recorded June 11, 2026

Questions for the exact property

• Does the offered parcel fall within the referenced plat, including later amendments?
• What written rental interpretation and current approval requirements apply?

Understand the map and the property

Community pins identify reference locations, not entrances or subdivision boundaries. A highlighted tax parcel is the selected listing’s map reference and may not include all land offered for sale. Nearby parcels are not assumed to be part of the community or listing. Confirm boundaries, access and rights with recorded documents and a survey.