SMITH LAKE, ALABAMA · HUMPHRIES GROUP AT KELLER WILLIAMS
Rock Creek Estates on Smith Lake
Browse Rock Creek Estates listings in Winston County and examine the scope of the original 1972 protective covenants. The historical document contains unusual mobile-home language, which requires a current parcel and amendment review before it can support a buyer’s intended use.
What to compare in Rock Creek Estates
Original tract coverage, historical dwelling provisions and current confirmation of build and use rights.
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Your neighborhood questions, answered
Document summaries describe the sources reviewed. Confirm current amendments, fees and the rules for your exact lot.
The 1972 protective covenants describe an original 12-acre tract in Section 13, Township 12 South, Range 6 West and applicable recorded plats, Winston Volume 138, pages 644–649. The name alone does not establish coverage of every Rock Creek property.
- Is there an HOA, and what does it cost?
Not verified
Current association status, dues and special assessments have not been established. The age of the covenants does not establish that there is no association.
Rock Creek Estates protective covenants · Current documents or property-specific confirmation not yet reviewed.
- What neighborhood amenities are available?
Not verified
Operating shared amenities, public access or an individual dock/slip entitlement have not been verified.
Rock Creek Estates protective covenants · Current documents or property-specific confirmation not yet reviewed.
- What size home can I build?
Confirm current terms
No numeric minimum dwelling area is stated in the fully read 1972 protective covenants. The document still contains building and use restrictions. Confirm current amendments and exact parcel coverage; the absence of a number here does not make the property unrestricted.
Rock Creek Estates protective covenants · Complete six-page copy · Volume 138, pp. 644–649
- What styles and plans need approval?
Document summary
The historical document requires committee review of construction plans and building location. Confirm the present approval authority and current requirements.
Rock Creek Estates protective covenants · §2 · Volume 138, p. 645 · PDF page 2
- Are manufactured or mobile homes allowed?
Confirm current terms
The 1972 copy expressly describes one mobile home or one single-family dwelling per lot. Current parcel coverage, later amendments, approval requirements and local rules must be checked before treating a mobile or manufactured home as permitted.
Rock Creek Estates protective covenants · §1 · Volume 138, pp. 644–645 · PDF page 2
- Can I keep or stay in an RV or camper?
Confirm current terms
The historical copy excludes listed temporary trailers, tents and temporary structures as residences. It does not establish current recreational RV parking or occupancy rights.
Rock Creek Estates protective covenants · §6 · Volume 138, p. 646 · PDF page 3
- When must construction start?
Confirm current terms
No deadline to begin building after purchase is stated in the fully read supplied 1972 protective covenants. Obtain current amendments and the requirements for the offered parcel before planning the construction schedule.
Rock Creek Estates protective covenants · Complete six-page copy · Volume 138, pp. 644–649
- When must construction finish?
Confirm current terms
No construction-completion period is stated in the fully read supplied 1972 protective covenants. Obtain current amendments and the requirements for the offered parcel before planning the construction schedule.
Rock Creek Estates protective covenants · Complete six-page copy · Volume 138, pp. 644–649
- Can I rent through Airbnb or VRBO?
Not verified
Current lease, minimum-stay and short-term rental permissions have not been verified; the historical residential language alone does not answer Airbnb/VRBO use.
Rock Creek Estates protective covenants · Current documents or property-specific confirmation not yet reviewed.
- What other rules should I know?
Document summary
The original copy addresses garages, storage buildings and boathouses separately and requires sanitary arrangements under applicable health rules.
Rock Creek Estates protective covenants · §§1 and 12 · Volume 138, pp. 645 and 647 · PDF page 4
All six supplied pages reviewed. The filing stamp reads October 2, 1972, but official index matching, current amendments and the offered parcel’s coverage remain unresolved. Historical mobile-home language is not treated as verified current use permission. Research checked 2026-10-31.
Building and ownership notes
The available document copies state:
The historical copy describes single-family residential use and a choice of one mobile home or one single-family dwelling per lot. That 1972 wording does not establish present permission for a particular parcel.
Rock Creek Estates protective covenants · §1 · Volume 138, pp. 644–645 · PDF page 2
Construction plans and building location are subject to Architectural Control Committee review under the original document.
Rock Creek Estates protective covenants · §2 · Volume 138, p. 645 · PDF page 2
Garages, storage buildings and boathouses are addressed separately from the primary residence. Confirm the exact proposed outbuilding under the applicable documents.
Rock Creek Estates protective covenants · §1 continuation · Volume 138, p. 645 · PDF page 2
The copy excludes the listed temporary trailers, tents and other temporary structures as residences. Read this separately from its historical mobile-home provision.
Rock Creek Estates protective covenants · §6 · Volume 138, p. 646 · PDF page 3
Sanitary arrangements and septic tanks are addressed under state and local health requirements.
Rock Creek Estates protective covenants · §12 · Volume 138, p. 647 · PDF page 4
Recorded document trail
The reviewed record is a historical covenant copy, not a current permitted-use certification. Match the original tract and plats to the offered parcel and check subsequent instruments.
Rock Creek Estates protective covenants · Volume 138, pp. 644–649 · dated September 30, 1972 · filing stamp October 2, 1972
Winston County probate record search · Volume 138, pp. 644–649 · dated September 30, 1972 · filing stamp October 2, 1972
Questions for the exact property
- Does this parcel lie in the original described tract, and what later covenants or amendments apply?
- Who currently exercises architectural review for this parcel?
- What shoreline approvals or recorded boathouse, dock or slip rights accompany the property?
- Who maintains the access road, and what shared maintenance costs apply?
- Can the intended home and outbuildings meet current water, septic and site requirements?
Sources, document scope and review dates
- Winston County probate record search
County recording search; search by the book and page shown with each summary. · Reviewed 2026-10-31.
Official search destination; source copy not independently index confirmed.
- Rock Creek Estates protective covenants
Winston Volume 138, pp. 644–649; dated September 30, 1972; filing stamp October 2, 1972. · Reviewed 2026-10-31.
All six supplied pages reviewed. The original described 12-acre tract and applicable plats need to be matched to the offered parcel. This historical copy is not current permitted-use verification.
Document summaries preserve the source’s stated scope. Current amendments and the requirements for your exact lot still need confirmation.
Understand the map and the property
Community pins identify reference locations, not entrances or subdivision boundaries. A highlighted tax parcel is the selected listing’s map reference and may not include all land offered for sale. Nearby parcels are not assumed to be part of the community or listing. Confirm boundaries, access and rights with recorded documents and a survey.
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