Lakeshore West on Smith Lake

What to compare in Lakeshore West

Phase-specific building standards, anchor and satellite parcels, and narrowly scoped RV exceptions.

Your neighborhood questions, answered

Document summaries describe the sources reviewed. Confirm current amendments, fees and the rules for your exact lot.

Separate supplied records cover Phase IV (Book 203, pp. 391–400), Phase VII (Book 185, pp. 388–399), Phase IX (Miscellaneous Book 300, pp. 795–796) and Phases X-A/X-B (Miscellaneous Book 301, pp. 789–791). The X-A/X-B packet appends Phase VIII (Miscellaneous Book 261, pp. 721–729). These are distinct phase records, not one uniform community ruleset.

Is there an HOA, and what does it cost?

Confirm current terms

The fully read Phase IV and appended Phase VIII declarations expressly establish owner membership and annual/special assessments. They describe an association certificate reporting a lot's assessment-payment status. Request the current dues, special assessments and certificate for the offered phase and anchor/satellite combination; historical initial amounts are not current charges.

Lakeshore West Phase IV declaration · Phase IV §§2.01, 5.01–5.06 · Book 203, pp. 392–395; appended Phase VIII §§2.01, 5.01–5.06 · Miscellaneous Book 261, pp. 722–724
Lakeshore West Phases X-A and X-B packet · Phase IV §§2.01, 5.01–5.06 · Book 203, pp. 392–395; appended Phase VIII §§2.01, 5.01–5.06 · Miscellaneous Book 261, pp. 722–724

What neighborhood amenities are available?

Confirm current terms

The documents describe common-area rights and X-A/X-B satellite-lot recreation/common areas. The Phase IV and appended VIII clubhouse, tennis-court and pool wording concerns optional improvements and does not prove those facilities operate. Confirm present access, maintenance, charges and the offered parcel's rights; a private dock is not guaranteed.

Lakeshore West Phase IV declaration · Phase IV §§3.01–3.02, 6.01 · Book 203, pp. 392–395; appended VIII §§1.04, 3.01–3.02 · Miscellaneous Book 261, pp. 722–723; X-A/X-B provision 3
Lakeshore West Phases X-A and X-B packet · Phase IV §§3.01–3.02, 6.01 · Book 203, pp. 392–395; appended VIII §§1.04, 3.01–3.02 · Miscellaneous Book 261, pp. 722–723; X-A/X-B provision 3

What size home can I build?

Document summary

Phase IV and appended Phase VIII: 2,100 square feet above ground, with 1,600 on the first floor for multistory homes. Phase VII: 1,800 above ground, with 1,200 on the first level. Each excludes its stated ancillary spaces. Do not apply one phase’s minimum to every Lakeshore West lot.

Lakeshore West Phase IV declaration · Phase IV §7.04 · Book 203, p. 396; Phase VII §2.03 · Book 185, p. 390; Phase VIII §7.04 · Miscellaneous Book 261, p. 726
Lakeshore Estates West Phase VII declaration · Phase IV §7.04 · Book 203, p. 396; Phase VII §2.03 · Book 185, p. 390; Phase VIII §7.04 · Miscellaneous Book 261, p. 726
Lakeshore West Phases X-A and X-B packet · Phase IV §7.04 · Book 203, p. 396; Phase VII §2.03 · Book 185, p. 390; Phase VIII §7.04 · Miscellaneous Book 261, p. 726

What styles and plans need approval?

Document summary

Phase IV and VII copies require architectural review for construction/site changes, with prior approval for detached structures. Confirm the offered phase’s own current process and any incorporated requirements.

Lakeshore West Phase IV declaration · Phase IV §§7.03 and 7.21 · Book 203, pp. 396 and 399; Phase VII §2.20 · Book 185, pp. 395–396
Lakeshore Estates West Phase VII declaration · Phase IV §§7.03 and 7.21 · Book 203, pp. 396 and 399; Phase VII §2.20 · Book 185, pp. 395–396

Are manufactured or mobile homes allowed?

Document summary

The reviewed IV, VII and appended VIII provisions exclude listed temporary/mobile/modular structures as residences. Other phases and proposed construction classifications require the applicable records; this is not a community-wide finding.

Lakeshore West Phase IV declaration · Phase IV §7.13 · Book 203, p. 397; Phase VII §2.12 · Book 185, p. 393; Phase VIII §7.13 · Miscellaneous Book 261, p. 727
Lakeshore Estates West Phase VII declaration · Phase IV §7.13 · Book 203, p. 397; Phase VII §2.12 · Book 185, p. 393; Phase VIII §7.13 · Miscellaneous Book 261, p. 727
Lakeshore West Phases X-A and X-B packet · Phase IV §7.13 · Book 203, p. 397; Phase VII §2.12 · Book 185, p. 393; Phase VIII §7.13 · Miscellaneous Book 261, p. 727

Can I keep or stay in an RV or camper?

Document summary

Rules differ by phase. Phase IV and VII restrict listed motorhomes, boats and trailers to appropriate garages for parking/storage. Separately, the specified X-A/X-B interior/offshore tracts of at least 10 acres have a temporary self-contained RV/camper exception: no permanent hookups, at most one week at a time and 45 total days yearly, plus site and association conditions. This exception does not apply to every lot.

Lakeshore West Phase IV declaration · Phase IV §7.11 · Book 203, p. 397; Phase VII §2.10 · Book 185, p. 392; X-A/X-B provision 8 · Miscellaneous Book 301, p. 790
Lakeshore Estates West Phase VII declaration · Phase IV §7.11 · Book 203, p. 397; Phase VII §2.10 · Book 185, p. 392; X-A/X-B provision 8 · Miscellaneous Book 301, p. 790
Lakeshore West Phases X-A and X-B packet · Phase IV §7.11 · Book 203, p. 397; Phase VII §2.10 · Book 185, p. 392; X-A/X-B provision 8 · Miscellaneous Book 301, p. 790

When must construction start?

Confirm current terms

No deadline to begin building after purchase is stated in the fully read supplied Phase IV, VII and appended VIII declarations or the IX/X-A/X-B instruments. Their completion periods are separate. Confirm the offered phase's current amendments and approval conditions.

Lakeshore West Phase IV declaration · Complete supplied phase copies; completion: IV §7.13, VII §2.12 and appended VIII §7.13
Lakeshore Estates West Phase VII declaration · Complete supplied phase copies; completion: IV §7.13, VII §2.12 and appended VIII §7.13
Lakeshore West Phase IX declaration · Complete supplied phase copies; completion: IV §7.13, VII §2.12 and appended VIII §7.13
Lakeshore West Phases X-A and X-B packet · Complete supplied phase copies; completion: IV §7.13, VII §2.12 and appended VIII §7.13

When must construction finish?

Document summary

The reviewed IV, VII and appended VIII provisions normally require completion within 12 months, subject to written committee approval. This is a completion period, not a deadline to start after purchase.

Lakeshore West Phase IV declaration · Phase IV §7.13 · Book 203, p. 397; Phase VII §2.12 · Book 185, p. 393; Phase VIII §7.13 · Miscellaneous Book 261, p. 727
Lakeshore Estates West Phase VII declaration · Phase IV §7.13 · Book 203, p. 397; Phase VII §2.12 · Book 185, p. 393; Phase VIII §7.13 · Miscellaneous Book 261, p. 727
Lakeshore West Phases X-A and X-B packet · Phase IV §7.13 · Book 203, p. 397; Phase VII §2.12 · Book 185, p. 393; Phase VIII §7.13 · Miscellaneous Book 261, p. 727

Can I rent through Airbnb or VRBO?

Confirm current terms

The fully read supplied recorded phase packets do not state a minimum lease duration or expressly approve Airbnb or VRBO use. Delegating common-area rights to resident tenants is not a complete rental policy. Obtain the current declaration, amendments, bylaws and rental rules for the offered phase; no uniform rental permission is inferred.

Lakeshore West Phase IV declaration · Complete supplied phase copies; tenant delegation: IV §3.02, Book 203, p. 393; appended VIII §3.02, Miscellaneous Book 261, p. 723
Lakeshore Estates West Phase VII declaration · Complete supplied phase copies; tenant delegation: IV §3.02, Book 203, p. 393; appended VIII §3.02, Miscellaneous Book 261, p. 723
Lakeshore West Phase IX declaration · Complete supplied phase copies; tenant delegation: IV §3.02, Book 203, p. 393; appended VIII §3.02, Miscellaneous Book 261, p. 723
Lakeshore West Phases X-A and X-B packet · Complete supplied phase copies; tenant delegation: IV §3.02, Book 203, p. 393; appended VIII §3.02, Miscellaneous Book 261, p. 723

What other rules should I know?

Document summary

Phase X-B satellite lots are nonresidential and tied to a separate anchor lot, with conditional transfer and association approval. Phase IX separately incorporates Phase VIII; exact phase and parcel pairing matter.

Lakeshore West Phases X-A and X-B packet · X-A/X-B provisions 1–3 · Miscellaneous Book 301, p. 789; Phase IX · Miscellaneous Book 300, p. 795
Lakeshore West Phase IX declaration · X-A/X-B provisions 1–3 · Miscellaneous Book 301, p. 789; Phase IX · Miscellaneous Book 300, p. 795

All supplied recorded phase copies were read: Phase IV (10 pages), VII (12), IX (2), and the 14-page X-A/X-B packet that appends IX and VIII. The separate ten-page Phase I historical website print was also fully read; it still lacks a verified recorded citation and is not used as current recorded rules here. Exact phase, later amendments, satellite/anchor pairing and today's association charges remain unverified. Research checked 2026-10-31.

Neighborhood features

• The X-A/X-B addition describes satellite-lot recreation/common areas subject to instrument conditions. These provisions do not turn satellite lots into independent home sites or guarantee an individual dock permit.

  Lakeshore West Phases X-A and X-B packet · X-A/X-B provision 3 · Miscellaneous Book 301, p. 789 · PDF page 1

Building and ownership notes

The available document copies state:

• Phase IV and the appended Phase VIII copy specify 2,100 square feet above ground and at least 1,600 on the first floor of multistory homes, excluding the stated ancillary spaces.

  Lakeshore West Phase IV declaration · Phase IV §7.04 · Book 203, p. 396; Phase VIII §7.04 · Miscellaneous Book 261, p. 726 · PDF page 6
  Lakeshore West Phases X-A and X-B packet · Phase IV §7.04 · Book 203, p. 396; Phase VIII §7.04 · Miscellaneous Book 261, p. 726 · PDF page 6

• Phase VII differs: 1,800 square feet above ground and at least 1,200 on the first level of multistory homes, excluding porches, carports and garages.

  Lakeshore Estates West Phase VII declaration · Phase VII §2.03 · Book 185, p. 390 · PDF page 3

• The reviewed IV, VII and appended VIII provisions exclude listed temporary/mobile/modular structures as residences and normally require construction completion within 12 months, subject to written committee approval.

  Lakeshore West Phase IV declaration · Phase IV §7.13 · Book 203, p. 397; Phase VII §2.12 · Book 185, p. 393; Phase VIII §7.13 · Miscellaneous Book 261, p. 727
  Lakeshore Estates West Phase VII declaration · Phase IV §7.13 · Book 203, p. 397; Phase VII §2.12 · Book 185, p. 393; Phase VIII §7.13 · Miscellaneous Book 261, p. 727
  Lakeshore West Phases X-A and X-B packet · Phase IV §7.13 · Book 203, p. 397; Phase VII §2.12 · Book 185, p. 393; Phase VIII §7.13 · Miscellaneous Book 261, p. 727

• Phase IX adopts Phase VIII provisions by reference and adds utility, road and drainage easement language. The short Phase IX instrument must be read with the incorporated declaration.

  Lakeshore West Phase IX declaration · Phase IX instrument · Miscellaneous Book 300, p. 795 · PDF page 1

• Phase X-B satellite lots are nonresidential and tied to a separate single-family anchor lot; transfers require the instrument’s conditions and association approval.

  Lakeshore West Phases X-A and X-B packet · X-A/X-B provisions 1–3 · Miscellaneous Book 301, p. 789 · PDF page 1

• A specific X-A/X-B exception concerns interior/offshore tracts of at least 10 acres: temporary self-contained RV/camper use with no permanent hookups, at most one week at a time and 45 total days yearly, plus site and association conditions. This is not a rule for every lot.

  Lakeshore West Phases X-A and X-B packet · X-A/X-B provision 8 · Miscellaneous Book 301, p. 790 · PDF page 2

Recorded document trail

• Phase IV has its own recorded declaration and plat reference, Map Cabinet B, slide 354B. Its handwritten setback edits were not used for a numerical setback summary.

  Lakeshore West Phase IV declaration · Instrument 191400 · Book 203, pp. 391–400 · July 29, 2003
  Cullman County probate record search · Instrument 191400 · Book 203, pp. 391–400 · July 29, 2003

• The generically titled supplied copy is Phase VII, not a declaration for the entire development; it references Map Cabinet B, page 346C.

  Lakeshore Estates West Phase VII declaration · Instrument 154719 · Book 185, pp. 388–399 · February 25, 2002
  Cullman County probate record search · Instrument 154719 · Book 185, pp. 388–399 · February 25, 2002

• Phase IX references Plat Book 2014, page 15. X-A/X-B references Plat Book 2014, pages 24–25 and includes earlier phase documents in its packet; confirm the incorporation chain for the actual parcel.

  Lakeshore West Phase IX declaration · Phase IX: Miscellaneous Book 300, pp. 795–796, July 16, 2014; X-A/X-B: Miscellaneous Book 301, pp. 789–791, August 27, 2014; Phase VIII: Miscellaneous Book 261, pp. 721–729, September 28, 2009
  Lakeshore West Phases X-A and X-B packet · Phase IX: Miscellaneous Book 300, pp. 795–796, July 16, 2014; X-A/X-B: Miscellaneous Book 301, pp. 789–791, August 27, 2014; Phase VIII: Miscellaneous Book 261, pp. 721–729, September 28, 2009
  Cullman County probate record search · Phase IX: Miscellaneous Book 300, pp. 795–796, July 16, 2014; X-A/X-B: Miscellaneous Book 301, pp. 789–791, August 27, 2014; Phase VIII: Miscellaneous Book 261, pp. 721–729, September 28, 2009

Questions for the exact property

• What recorded phase and amendments apply, and is the offering an anchor lot, satellite lot or both?
• What dock, slip, recreation-area and shoreline rights transfer with the exact parcel combination?
• What association approvals are required for a satellite-lot transfer, guest building or RV proposal?
• Who maintains the phase’s roads and common areas, and what special assessments are planned?
• What current water, septic and utility approvals apply to the intended home site?

Understand the map and the property

Community pins identify reference locations, not entrances or subdivision boundaries. A highlighted tax parcel is the selected listing’s map reference and may not include all land offered for sale. Nearby parcels are not assumed to be part of the community or listing. Confirm boundaries, access and rights with recorded documents and a survey.