SMITH LAKE, ALABAMA · HUMPHRIES GROUP AT KELLER WILLIAMS
Bluewater Pointe on Smith Lake
Browse Bluewater Pointe listings in Walker County with a guide to the reviewed building provisions in its 2001 covenant copy. This is the Bluewater Pointe community identified in the Walker records; the guide does not combine it with similarly named subdivisions elsewhere.
What to compare in Bluewater Pointe
Home size, architectural review, construction timing and the offered lot’s current governing documents.
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Your neighborhood questions, answered
Document summaries describe the sources reviewed. Confirm current amendments, fees and the rules for your exact lot.
The supplied 17-page packet contains two 2001 instruments: restrictive covenants at Walker DML Book 1729, pages 169–175 and the companion association declaration at pages 176–185. Original §22 refers to Phase I; the companion opening identifies Lots 1–75 except Lot 64 on Map Book 9, page 9 and following pages.
- Is there an HOA, and what does it cost?
Confirm current terms
Ownership carries membership and annual/special assessments. The 2001 declaration distinguishes road-related assessment categories and permits adjustments. Its old amounts are not quoted as current dues; obtain current dues and a special-assessment statement.
Bluewater Pointe companion association declaration · Articles II §§2–3 and III §1 · DML Book 1729, pp. 178 and 180 · PDF page 10
- What neighborhood amenities are available?
Confirm current terms
Common-property use is described, but the companion declaration expressly does not promise construction of the listed trails, ramps, slips or piers. Confirm existing facilities, current rules and the offered lot’s access rights.
Bluewater Pointe companion association declaration · Common Property definition and Article II §1 · DML Book 1729, p. 177 · PDF page 9
- What size home can I build?
Document summary
The copy specifies at least 1,500 square feet of enclosed heated living area, excluding open porches, garages and other unheated space.
Bluewater Pointe restrictive covenants · Article I §2 · DML Book 1729, p. 170 · PDF page 2
- What styles and plans need approval?
Document summary
Advance review applies to design, location, improvements and landscaping. The companion declaration adds written plan approval, foundation-survey and response procedures; obtain the current submission requirements.
Bluewater Pointe restrictive covenants · Article I §§2 and 7 · DML Book 1729, pp. 170–171; companion Article V · pp. 181–182 · PDF page 13
Bluewater Pointe companion association declaration · Article I §§2 and 7 · DML Book 1729, pp. 170–171; companion Article V · pp. 181–182 · PDF page 13- Are manufactured or mobile homes allowed?
Document summary
The reviewed clause excludes listed modular and mobile homes as residences. Confirm the current documents and classification of any proposed manufactured construction.
Bluewater Pointe restrictive covenants · Article I §10 · DML Book 1729, pp. 171–172 · PDF page 3
- Can I keep or stay in an RV or camper?
Document summary
Campers and listed temporary structures may not serve as residences. Contractor shelters require committee approval, stated duration/location and removal after completion. Motorhomes, travel trailers and boats/boat trailers over 28 feet generally require enclosed-garage storage unless prior committee approval provides otherwise.
Bluewater Pointe restrictive covenants · Article I §§10 and 19 · DML Book 1729, pp. 171–173 · PDF page 5
- When must construction start?
Not verified
No deadline to begin building after purchase was found in either supplied 2001 instrument. The one-year dwelling period begins with construction. Later amendments have not been checked.
Bluewater Pointe restrictive covenants · Complete 17-page packet; Article I §9 · DML Book 1729, p. 171 · PDF page 3
Bluewater Pointe companion association declaration · Complete 17-page packet; Article I §9 · DML Book 1729, p. 171 · PDF page 3- When must construction finish?
Document summary
Dwellings generally must finish within one year after work starts, subject to the clause’s physical-damage-interruption and written-consent qualifications. The normal outbuilding period is separately stated as four months from the building permit.
Bluewater Pointe restrictive covenants · Article I §9 · DML Book 1729, p. 171 · PDF page 3
- Can I rent through Airbnb or VRBO?
Not verified
No numerical rental minimum or complete Airbnb/VRBO approval process was found in the two supplied 2001 instruments. Rental-sign controls and residential-use language do not establish current rental permission; later amendments and association rules are needed.
Bluewater Pointe restrictive covenants · Complete 17-page packet; companion Article V sign provisions · DML Book 1729, p. 182 · PDF page 14
Bluewater Pointe companion association declaration · Complete 17-page packet; companion Article V sign provisions · DML Book 1729, p. 182 · PDF page 14- What other rules should I know?
Document summary
Piers, docks, ramps, floats and other shoreline rights remain subject to Alabama Power approval, applicable county zoning and building permits. Shared roads and common-property rights need lot-specific confirmation.
Bluewater Pointe restrictive covenants · Article I §25 · DML Book 1729, p. 173; companion Article II §5 · p. 179 · PDF page 5
Bluewater Pointe companion association declaration · Article I §25 · DML Book 1729, p. 173; companion Article II §5 · p. 179 · PDF page 5
All 17 supplied pages were visually read, including the association declaration. Handwritten interpretations and a stray Stoney Point Landing easement reference are not amendments or identity evidence. Later changes, exact lot applicability and current dues still need confirmation. Research checked 2026-10-31.
Neighborhood features
The companion declaration provides conditional common-property use under association rules. Its examples of trails, ramps, slips and piers expressly do not obligate the developer to provide those facilities; their current operation is not established.
Bluewater Pointe companion association declaration · Common Property definition and Article II §1 · DML Book 1729, p. 177 · PDF page 9
The association declaration assigns road repairs to the association until government acceptance. Confirm the acceptance and maintenance status of the road serving the offered lot.
Bluewater Pointe companion association declaration · Article II §5 · DML Book 1729, p. 179 · PDF page 11
Building and ownership notes
The available document copies state:
The reviewed provisions generally describe one detached single-family dwelling and related residential structures, subject to the express document exceptions.
Bluewater Pointe restrictive covenants · Article I §1 · DML Book 1729, p. 170 · PDF page 2
At least 1,500 square feet of enclosed heated living area is specified, excluding open porches, garages and other unheated spaces.
Bluewater Pointe restrictive covenants · Article I §2 · DML Book 1729, p. 170 · PDF page 2
Design, location, improvements and landscaping require advance architectural review; complete construction plans follow the written approval process and its stated qualifications.
Bluewater Pointe restrictive covenants · Article I §§2 and 7 · DML Book 1729, pp. 170–171 · PDF page 3
Dwellings generally must finish within one year after construction begins, with exceptions for the stated physical-damage interruptions and written consent. Outbuildings have a separate normal completion period in the clause.
Bluewater Pointe restrictive covenants · Article I §9 · DML Book 1729, p. 171 · PDF page 3
Listed modular/mobile homes, campers and temporary structures may not serve as residences. Contractor construction shelters are a limited exception requiring committee approval, a stated duration and location, and removal after completion.
Bluewater Pointe restrictive covenants · Article I §10 · DML Book 1729, pp. 171–172 · PDF page 3
Boats or boat trailers over 28 feet, travel trailers and motorhomes generally require an enclosed garage unless the committee gives prior approval. Boats/trailers under 28 feet have a separate behind-setback condition; other vehicle-storage restrictions also apply.
Bluewater Pointe restrictive covenants · Article I §19 · DML Book 1729, p. 173 · PDF page 5
Recorded document trail
Two instruments are present. Original §22 defines the restrictive-covenant subdivision as Phase I; the companion opening identifies Lots 1–75 except Lot 64. Match the offered lot and later amendments or annexations before applying either scope.
Bluewater Pointe restrictive covenants · DML Book 1729, pp. 173 and 176 · original §22 and companion opening · PDF page 8
Bluewater Pointe companion association declaration · DML Book 1729, pp. 173 and 176 · original §22 and companion opening · PDF page 8
Walker County probate record search · DML Book 1729, pp. 173 and 176 · original §22 and companion opening · PDF page 8The supplied copy includes handwritten interpretations and a stray Stoney Point Landing reference in an easement provision. That wording has not been treated as an amendment, a resolved easement summary or evidence that the two communities are the same.
Bluewater Pointe restrictive covenants · Article I §16 · DML Book 1729, p. 172 · PDF page 4
Questions for the exact property
- Which Phase I or companion-declaration lots include this parcel, and what later amendments or annexations apply?
- Has the road serving this lot been publicly accepted, or what association road charges apply?
- Which shared amenities were completed, and what current access or slip rights transfer with this property?
- What shoreline permits, septic approvals and utility connections support the intended improvements?
Sources, document scope and review dates
- Walker County probate record search
County recording search; search by the book and page shown with each summary. · Reviewed 2026-10-31.
Official search destination; source copy not independently index confirmed.
- Bluewater Pointe restrictive covenants
Walker DML Book 1729, pp. 169–175 · recorded July 27, 2001. · Reviewed 2026-10-31.
All seven covenant pages were visually read with the separate companion declaration at pp. 176–185. Original §22 defines its subdivision scope as Phase I. Handwritten comments are not amendments. A stray other-community easement reference remains unresolved.
- Bluewater Pointe companion association declaration
Walker DML Book 1729, pp. 176–185 · recorded July 27, 2001. · Reviewed 2026-10-31.
All 10 companion-declaration pages were visually read. The opening covers Lots 1–75 except Lot 64. Current dues, completed facilities and later changes require separate confirmation.
Document summaries preserve the source’s stated scope. Current amendments and the requirements for your exact lot still need confirmation.
Understand the map and the property
Community pins identify reference locations, not entrances or subdivision boundaries. A highlighted tax parcel is the selected listing’s map reference and may not include all land offered for sale. Nearby parcels are not assumed to be part of the community or listing. Confirm boundaries, access and rights with recorded documents and a survey.
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