Grand Vista Pointe on Smith Lake

What to compare in Grand Vista Pointe

Waterfront home standards, exterior completion, recreational RV conditions and paired septic parcels.

Your neighborhood questions, answered

Document summaries describe the sources reviewed. Confirm current amendments, fees and the rules for your exact lot.

The 2020 Grand Vista Pointe declaration identifies 23 lots on Cullman Plat Book 2020, page 18; Miscellaneous Book 354, pages 17–23. Specific primary lots and secondary A parcels are paired under the document.

Is there an HOA, and what does it cost?

Confirm current terms

The declaration describes association assessments, but current annual dues, special assessments and the offered parcel’s balance have not been verified. The original fee is not quoted as current.

Grand Vista Pointe declaration · 2020 declaration · Miscellaneous Book 354, pp. 17–23

What neighborhood amenities are available?

Not verified

Present shared amenities and the offered lot’s ramp, dock or slip access have not been verified.

Grand Vista Pointe declaration · Current documents or property-specific confirmation not yet reviewed.

What size home can I build?

Document summary

For waterfront primary dwellings, the copy specifies 1,800 square feet of air-conditioned living area and at least 1,500 on the ground/first floor for two-story homes. A general off-water standard is not established by this summary.

Grand Vista Pointe declaration · §5(a) · Miscellaneous Book 354, pp. 18–19 · PDF page 2

What styles and plans need approval?

Document summary

Plans, structure siting and site improvements require written submission to the association under the described approval process.

Grand Vista Pointe declaration · §5 · Miscellaneous Book 354, p. 18 · PDF page 2

Are manufactured or mobile homes allowed?

Document summary

The copy excludes listed mobile, doublewide, modular and prefabricated packaged homes. Confirm the proposed construction type and current lot-specific documents.

Grand Vista Pointe declaration · §5(c) · Miscellaneous Book 354, p. 19 · PDF page 3

Can I keep or stay in an RV or camper?

Document summary

The copy describes one RV per lot for temporary use by the owner: self-contained sewage, self-contained or temporary below-ground water/power connections, and the stated siting requirements, with association controls. The limits are seven consecutive days and 45 total days yearly. This is not permanent RV occupancy or unrestricted land.

Grand Vista Pointe declaration · §7 · Miscellaneous Book 354, pp. 19–20 · PDF page 4

When must construction start?

Not verified

No verified deadline to begin building after purchase is established in this review.

Grand Vista Pointe declaration · §5(d) addresses exterior completion, not a purchase-to-start deadline.

When must construction finish?

Document summary

The exterior is to finish within one year, with Board-approved extensions possible.

Grand Vista Pointe declaration · §5(d) · Miscellaneous Book 354, p. 19 · PDF page 3

Can I rent through Airbnb or VRBO?

Not verified

Current rental permissions, minimum stays and Airbnb/VRBO conditions have not been verified. The recreational RV exception is not a general rental approval.

Grand Vista Pointe declaration · Current documents or property-specific confirmation not yet reviewed.

What other rules should I know?

Document summary

Specified primary and secondary A parcels are bound together; the A parcels are not permanent home sites. Verify the exact pairing and septic arrangements before evaluating the offering.

Grand Vista Pointe declaration · §5(e) · Miscellaneous Book 354, p. 19 · PDF page 3

All seven supplied pages reviewed. The copy has not been independently matched in the official index. Exact parcel pairings, later amendments, current fees and present access rights remain unverified. Research checked 2026-10-31.

Building and ownership notes

The available document copies state:

• Waterfront primary dwellings require 1,800 square feet of air-conditioned living area; a two-story primary dwelling requires at least 1,500 square feet on the ground/first floor. This reviewed standard is specifically for waterfront parcels.

  Grand Vista Pointe declaration · §5(a) · Miscellaneous Book 354, pp. 18–19 · PDF page 2

• Plans, structure siting and site improvements require written submission to the association under its approval process.

  Grand Vista Pointe declaration · §5 · Miscellaneous Book 354, p. 18 · PDF page 2

• Listed mobile, doublewide, modular and prefabricated packaged homes are excluded, with architectural/material requirements also stated.

  Grand Vista Pointe declaration · §5(c) · Miscellaneous Book 354, p. 19 · PDF page 3

• The exterior is to be completed within one year, with Board-approved extensions possible.

  Grand Vista Pointe declaration · §5(d) · Miscellaneous Book 354, p. 19 · PDF page 3

• One RV per lot may be used temporarily by the lot owner, with self-contained sewage and self-contained or temporary below-ground water/power connections, plus the specified siting requirements. The limit is seven consecutive days and 45 total days per calendar year, subject to association controls.

  Grand Vista Pointe declaration · §7 · Miscellaneous Book 354, pp. 19–20 · PDF page 4

• Specified secondary A parcels are bound to their primary parcels and may not be permanent residences; review the exact pairing and septic purpose for the offered property.

  Grand Vista Pointe declaration · §5(e) · Miscellaneous Book 354, p. 19 · PDF page 3

Recorded document trail

• The actual declaration names Grand Vista Pointe; the supplied folder/file also uses Grand Vista Point. Check the offered parcel against the recorded plat and paired-parcel provisions.

  Grand Vista Pointe declaration · Miscellaneous Book 354, pp. 17–23 · recorded June 12, 2020
  Cullman County probate record search · Miscellaneous Book 354, pp. 17–23 · recorded June 12, 2020

Questions for the exact property

• Does the offering include all required primary and A parcels, and where is the approved septic area?
• What current association review is required for the intended home and any outbuildings?
• What dock, ramp or shared-slip rights and shoreline permits accompany the property?
• Who maintains the road, and what annual or special assessments are due?

Understand the map and the property

Community pins identify reference locations, not entrances or subdivision boundaries. A highlighted tax parcel is the selected listing’s map reference and may not include all land offered for sale. Nearby parcels are not assumed to be part of the community or listing. Confirm boundaries, access and rights with recorded documents and a survey.