Archers Point on Smith Lake

What to compare in Archers Point

Compare each property’s approach to the water, dock arrangement, and space for guests. Ask for recorded restrictions and association documents so your intended use is grounded in the rules for the exact address.

Your neighborhood questions, answered

Document summaries describe the sources reviewed. Confirm current amendments, fees and the rules for your exact lot.

The original declaration, Cullman instrument 361068 at Misc Book 392, pages 929–997, describes approximately 51 acres in Exhibit A; later additions/removals and the final plat must be matched to the offered parcel. It was read in full with first amendment 382381 at Misc Book 403, pages 201–203. The supplied four-page standards overview is supplemental; it is not a substitute for the current ARC Design Standards.

Is there an HOA, and what does it cost?

Confirm current terms

Ownership-linked membership and annual, special and individual assessments are documented. Annual amounts depend on association budgets; transfer, review/security and possible recreational-use agreement charges also appear. The recorded historical amounts do not verify current charges. Obtain the current budget, dues, specials and closing-fee statement.

Archers Point recorded declaration · §4.1 · Misc Book 392, p. 949; §§5.5(d),8.1–8.10 · pp. 958 and 979–986 · PDF page 57 · document page 51

What neighborhood amenities are available?

Confirm current terms

The declaration lists possible pools, courts, parks, playgrounds and trails but expressly does not obligate the developer to provide them. It also allows conditional, potentially fee-bearing agreements for third-party facilities. Confirm what operates today, the offered lot’s rights and current use charges.

Archers Point recorded declaration · §1.39 · Misc Book 392, p. 941; §4.6(b) · pp. 951–952 · PDF page 23 · document page 17

What size home can I build?

Confirm current terms

The supplied overview describes at least 2,000 heated/cooled square feet excluding a basement and no more than two above-grade stories. The recorded declaration instead assigns minimum and maximum Living Space to the ARC without a numerical figure. Obtain the current lot-specific written standards and counting rules.

Archers Point standards overview · Overview p. 2, §1; declaration §§1.28 and 6.8 · Misc Book 392, pp. 939 and 964 · PDF page 2
Archers Point recorded declaration · Overview p. 2, §1; declaration §§1.28 and 6.8 · Misc Book 392, pp. 939 and 964 · PDF page 2

What styles and plans need approval?

Document summary

A pre-design meeting and written ARC approval apply to plans, siting before clearing, exterior work, landscaping and dock facilities. Review fees/security may apply. Thirty days without approval is deemed disapproval after all required materials/fees arrive; plan revisions and certain conversions need approval.

Archers Point recorded declaration · §§5.5–5.6 and 6.6 · Misc Book 392, pp. 956–959 and 964 · PDF page 31 · document page 25

Are manufactured or mobile homes allowed?

Document summary

The declaration prohibits mobile and manufactured homes among the listed restricted structures and lot uses. The recorded construction-trailer exception requires ARC approval during improvements; it does not authorize a manufactured residence. Confirm the proposed system and any later amendments.

Archers Point recorded declaration · §6.1 · Misc Book 392, p. 963; §6.24(a) · p. 971 · PDF page 43 · document page 37

Can I keep or stay in an RV or camper?

Document summary

RVs, motorhomes and campers are restricted by the recorded use/storage clauses. The express building-period exception names ARC-approved construction trailers, rather than general owner-camper occupancy. Obtain a current written ARC determination before relying on any proposed temporary use.

Archers Point recorded declaration · §6.1 · Misc Book 392, p. 963; §§6.24 and 6.27 · pp. 971–972 · PDF page 43 · document page 37

When must construction start?

Document summary

The March 2025 amendment deletes original §5.11(a), the 36-month deadline after purchase. It does not delete §5.5(g): approved plans must be resubmitted if work has not substantially started within one year of approval, unless ARC waives that in writing. Check later changes and the project’s approval status.

Archers Point recorded declaration · §5.5(g) · Misc Book 392, p. 959; original §5.11(a) · p. 961; amendment ¶¶2–3 · Misc Book 403, pp. 201–202 · PDF page 31 · document page 25
Archers Point March 2025 amendment · §5.5(g) · Misc Book 392, p. 959; original §5.11(a) · p. 961; amendment ¶¶2–3 · Misc Book 403, pp. 201–202 · PDF page 31 · document page 25

When must construction finish?

Document summary

The remaining text calls for diligent progress and substantial completion within 18 months of commencement, which can include substantial clearing, grading or excavation. Completion involves ARC determination and applicable occupancy approvals. Written developer agreements and stated beyond-control extensions qualify the schedule; inability to obtain financing does not.

Archers Point recorded declaration · §5.11(b)–(c), definitions and qualifications · Misc Book 392, p. 961; amendment ¶3 · Misc Book 403, p. 202 · PDF page 33 · document page 27
Archers Point March 2025 amendment · §5.11(b)–(c), definitions and qualifications · Misc Book 392, p. 961; amendment ¶3 · Misc Book 403, p. 202 · PDF page 33 · document page 27

Can I rent through Airbnb or VRBO?

Document summary

The recorded declaration prohibits leasing or renting a dwelling for residential purposes on covered property. The reviewed 2025 amendment does not change that provision. This applies to evaluating Airbnb/VRBO as well as longer residential leases; confirm exact-lot coverage and any later changes.

Archers Point recorded declaration · §6.1 · Misc Book 392, pp. 962–963; amendment ¶3 · Misc Book 403, p. 202 · PDF page 34 · document page 28
Archers Point March 2025 amendment · §6.1 · Misc Book 392, pp. 962–963; amendment ¶3 · Misc Book 403, p. 202 · PDF page 34 · document page 28

What other rules should I know?

Document summary

Dock work needs written ARC and Alabama Power approval and must respect adjacent lake access; overnight houseboat/vessel stays at a lot are prohibited. Septic facilities require ARC and health approvals. Landscaping has a separate 45-day post-occupancy-certificate schedule unless ARC approves otherwise.

Archers Point recorded declaration · §6.9(c) · Misc Book 392, p. 965; §6.26 · p. 972; §6.35 · pp. 976–977 · PDF page 48 · document page 42

All 69 original-declaration pages and all three March 2025 amendment pages were visually read from the official county preview. The amendment deletes the original 36-month purchase-to-start subsection only. Separate plan resubmission, completion, rental and approval provisions remain in the reviewed text. Current standards, later records, operating amenities and current fees still need confirmation. Research checked 2026-10-31.

Neighborhood features

• LakeTown presents Archers Point as a waterfront homesite community with an emphasis on architecture that complements its lake setting.

  LakeTown: Archers Point

• Lots 1 and 2 have a specific shared driveway/utility easement to County Road 2018. The recorded text assigns their shared maintenance separately, with equal cost sharing and stated damage exceptions; it does not establish the access obligations of every lot.

  Archers Point recorded declaration · §3.9 · Misc Book 392, p. 949 · PDF page 21 · document page 15

Building and ownership notes

The available document copies state:

• The declaration specifies single-family residential use and prohibits leasing or renting a dwelling for residential purposes. The reviewed 2025 amendment does not change that clause.

  Archers Point recorded declaration · §6.1 · Misc Book 392, pp. 962–963; amendment ¶3 · Misc Book 403, p. 202 · PDF page 34 · document page 28
  Archers Point March 2025 amendment · §6.1 · Misc Book 392, pp. 962–963; amendment ¶3 · Misc Book 403, p. 202 · PDF page 34 · document page 28

• ARC approval is required for construction, exterior improvements, siting before clearing, landscaping and other specified work. Plans not approved within 30 days after all required materials and fees arrive are deemed disapproved.

  Archers Point recorded declaration · §§5.5–5.6 and 6.6 · Misc Book 392, pp. 956–959 and 964 · PDF page 31 · document page 25

• The March 2025 amendment deletes original §5.11(a), the 36-month purchase-to-start requirement. Separate §5.5(g) still requires plan resubmission if work has not substantially begun within one year of ARC approval, unless ARC waives it in writing.

  Archers Point recorded declaration · §5.5(g) · Misc Book 392, p. 959; §5.11(a) · p. 961; amendment ¶¶2–3 · Misc Book 403, pp. 201–202 · PDF page 31 · document page 25
  Archers Point March 2025 amendment · §5.5(g) · Misc Book 392, p. 959; §5.11(a) · p. 961; amendment ¶¶2–3 · Misc Book 403, pp. 201–202 · PDF page 31 · document page 25

• Remaining §5.11 requires diligent progress and substantial completion within 18 months of commencement. Written developer agreements and the stated casualty, material-shortage, abnormal-weather and beyond-control extensions qualify the schedule; lack of financing does not.

  Archers Point recorded declaration · §5.11(b)–(c) and definitions/qualifications · Misc Book 392, p. 961; amendment ¶3 · Misc Book 403, p. 202 · PDF page 33 · document page 27
  Archers Point March 2025 amendment · §5.11(b)–(c) and definitions/qualifications · Misc Book 392, p. 961; amendment ¶3 · Misc Book 403, p. 202 · PDF page 33 · document page 27

• Mobile/manufactured homes, motorhomes, campers and listed trailers are restricted. The recorded construction exception expressly permits ARC-approved construction trailers during improvements; it is not general owner-camper occupancy permission. Boats, boat trailers and certain equipment have enclosed-storage conditions.

  Archers Point recorded declaration · §6.1 · Misc Book 392, p. 963; §6.24 · p. 971 · PDF page 43 · document page 37

• Dock work requires submitted plans, written ARC approval and express written Alabama Power permission under the applicable shoreline rules. It may not interfere with adjoining lake access; houseboats or vessels cannot be used for overnight stays while docked at a lot.

  Archers Point recorded declaration · §6.35 · Misc Book 392, pp. 976–977 · PDF page 48 · document page 42

Recorded document trail

• The first amendment replaces only §5.11(a) with an intentionally-deleted designation. It expressly preserves other declaration provisions, so the plan-resubmission and separate construction-completion rules must still be read.

  Archers Point recorded declaration · Misc Book 392, pp. 959 and 961; amendment ¶¶2–3 · Misc Book 403, pp. 201–202 · PDF page 1
  Archers Point March 2025 amendment · Misc Book 392, pp. 959 and 961; amendment ¶¶2–3 · Misc Book 403, pp. 201–202 · PDF page 1

• Original Exhibit A is a metes-and-bounds description of approximately 51 acres adjacent to Lewis Smith Lake and County Road 2015. Neighboring Clear Water Coves/Clearwater plat references are boundary calls; they do not merge those communities with Archers Point.

  Archers Point recorded declaration · Exhibit A · Misc Book 392, p. 997 · PDF page 69

• The declaration gives living-area limits to the ARC. The undated supplied overview’s numerical minimum, basement treatment and story limit remain supplemental historical information until confirmed against the current written ARC standards.

  Archers Point standards overview · Overview p. 2, §1; declaration §6.8 · Misc Book 392, p. 964 · PDF page 2
  Archers Point recorded declaration · Overview p. 2, §1; declaration §6.8 · Misc Book 392, p. 964 · PDF page 2

Questions for the exact property

• What current ARC Design Standards set this lot’s minimum/maximum Living Space, basement treatment, height, setbacks and exterior materials?
• What is the project’s plan-approval date, and is a written resubmission waiver or construction-schedule agreement needed?
• Which amenities currently operate, what written use agreements apply and what additional charges are due?
• What written dock permissions, septic approvals and utility connections support the proposed home?
• Does this parcel fall within the original Exhibit A and final plat, and what later amendments or additions apply—including any shared-drive obligations?

Understand the map and the property

Community pins identify reference locations, not entrances or subdivision boundaries. A highlighted tax parcel is the selected listing’s map reference and may not include all land offered for sale. Nearby parcels are not assumed to be part of the community or listing. Confirm boundaries, access and rights with recorded documents and a survey.